Viam Trade

Real Estate & Financing

Vietnamese Investor

Buy a U.S. income property as a foreign national, using financing rather than all cash.

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Challenge

The investor had capital in Vietnam and assumed a U.S. purchase had to be all cash, having no U.S. income history or credit file. They also had no way to judge whether a listing's advertised returns would hold up once inspection, vacancy and financing costs were accounted for.

Outcome

The investor moved forward with a financed purchase rather than an all-cash one, with the property's numbers verified before the offer instead of after.

Our role

  • Reviewed foreign national and DSCR loan programs and what each would require
  • Established realistic buying power before the property search started
  • Coordinated the search, offer and closing alongside a licensed real estate agent, title and escrow
  • Coordinated inspection, appraisal and rent-comparable review, then walked through the resulting numbers

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